A musician always carries a gear worth $5,000 into a $500 car. This is quite interesting, no? It is indeed. But have you ever thought how difficult it is to carry an expensive musical instrument without any protection? Protecting your equipment, while you are on road, is a must.
The musicians often do several things to keep their equipment, especially their saxophones, protected. But, being inefficient or without the help of the proper guidance, they sometimes make mistakes which cost them a lot.
Choosing the right insurance service is a daunting task for musicians. This is true that musicians’ insurance services protect them from financial loss, build their business and safeguard their equipment, but when you make any mistake in choosing the right service provider, it can be a great loss for you. You should be careful while choosing insurance for a single musical instrument, like saxophone insurance.
To help you keep protected from making major mistakes, we have listed a few things that you should avoid while shopping insurance for your musical instrument. Read on –
- Don't depend on single insurance coverage:
If you have homeowners’ insurance and you are assuming that your equipment is safe, then let me tell you it is safe only when you are at home. But, a musician never stays at home and they have to carry their instruments wherever they go. In fact, if you want to protect your saxophone, musician insurance might not cover every part of the instrument and every circumstance it gets damaged.
- Don’t Buy too many insurance policies:
Buying too many insurance policies for a single instrument might affect you as same as single insurance coverage. Be wise enough to choose your coverage smartly. If you choose the right instrument coverage, it will include worldwide coverage or inland marine coverage. Purchasing multiple insurance policies, except the right one, is just a waste of money.
- Don’t go for shorter terms:
People often choose shorter term so that they can pay lesser premiums. But the truth is, this can cost you more in the long run. This is because you have to buy new insurance for your musical instrument, which might be more expensive. So, it is recommended to choose long term insurance for your musical instrument.
- Don't choose an insurance provider in a hurry:
While buying Saxophone Insurance, the most important part is to choose the right insurance provider. It is quite overwhelming for people to choose the best one, and they often make the wrong decision in a hurry. Remember, this is not the proper way to choose your insurance provider. You have to conduct extensive research if you want to make the right decision. Consider the honesty, efficiency, professionalism and transparency of the company before finalizing them.
The safety of your favorite and precious instrument is in your hand. You know how to protect it. All you need to do is to take the right step to avoid any mistake. Also, don’t forget to find the best insurance provider, specialized in providing musician insurance, so that you get complete guidance from them.